Property Facts Blog
Insuring Listed Property – Renovation Works
January 25, 2021A property in the course of renovation is a tricky proposition to insure at the best of times, but if the structure is listed, this presents an additional challenge. Insurers
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Escape Of Water – Its Causes, Effects, And The Mitigation Strategies
September 21, 2020Traditionally the expression ‘Escape of Water’ has not struck quite the same level of fear into the heart of an underwriter than the word ‘Fire’. However, this peril is actually
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Renovating Thatched Properties: What You Need To Know
July 1, 2020It will come as no surprise to the owners of thatched properties that finding comprehensive and effective insurance cover during a renovation phase is challenging. But whilst the vast majority
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Party Wall Insurance – What Is It & When is this actually required?
May 29, 2020Renovators can be forgiven for failing to appreciate the importance of party wall insurance. We all tend to have a basic understanding of how liability to third parties works so
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Time to Extend ?
May 13, 2020“The perennial question do I move house to gain more space or should I extend my home?” can be an exciting prospect for some homeowners but equally it can prove
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It’s an ill wind…… How the world’s windstorm losses may affect your insurance costs in 2018
November 22, 20172017 has been the worst year in monetary terms for windstorm damage since 2005. That was the year when Hurricane Katrina caused so much devastation. In 2017 the insurance costs of Hurricanes Irma and
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Insurance Premium Tax v Value Added Tax for insurance
November 30, 2016Next June Insurance Premium Tax is due to rise from 10% to 12%. It already stands at 20% on Travel policies. Is it now time to consider scrapping Insurance Premium
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Insurance Premium Tax
October 17, 2016Insurance Premium Tax is yet another tax that has to be paid with little or no benefit for the people that pay it! Originally set at 5%, by small steps it
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Flood Protection – Should we be building an ark?
April 21, 2016FLOOD PROTECTION – SHOULD WE BE BUILDING AN ARK? In the past ten years there have been at least 13 incidents of serious flooding in the UK with only 2006
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TELEMATICS – THE FUTURE OF HOME PROTECTION
March 31, 2016TELEMATICS THE FUTURE OF HOME PROTECTION We have all become familiar with our burglar alarms at home, but soon these will become as redundant as the fax machine (remember that?).
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